Real-time payments are at the forefront in many countries including most recently in the United State. Real-time, all the time is great for customers but it is pushing the infrastructures of banks and corporations to new limits. The 24x7x365, real-time transactions and expanded remittance information are re-shaping the traditional landscape of commerce flows. Banks and corporations can use this to offer innovative services, but they must address the impact on their infrastructures. This session will address current status of real-time payments around the globe and will examine how real-time payments can act as a catalyst for implementing a real-time payments foundation. We will emphasize the specific areas of impact for real-time processing and highlight where real-time processing creates new opportunities.
About the speaker: Kevin Patton is a Director and Transaction Banking Solution Practice Lead at ACI Worldwide where he is responsible for working with financial industry leaders to develop strategic solutions that facilitate Financial Institutions’ grown in payments and online banking. He is also responsible for influencing ACI’s product strategy and sales direction to drive the long-term strategic alignment between ACI and our customers. Prior to ACI, Kevin led the product management, product marketing, product strategy, and solutions consulting teams at S1 and Bottomline Technologies. Kevin has over 20 years of payments and cash management experience with banks and software providers. Kevin started his career with Wachovia playing a variety of roles within banking operations, product management, and sales. Kevin earned a BS from Appalachian State University and a MBA from the Wake Forest University Babcock Graduate School of Management. 
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